financing

Becoming a pilot is your dream, but the cost of flight training can make it feel like that dream is out of reach. We’re here to tell you: it doesn’t have to be that way. FlightGest Academy is partnered with multiple financial lenders that can help you find a solution that fits your situation and puts your aviation dream in reach.

Below you'll find information from each of our lending partners and the option to start the loan application process.

STRATUS FINANCIAL: WHERE DREAMS TAKE FLIGHT

Let us be your partner to achieve your dreams.

Becoming a pilot is your dream, but the cost of flight training can make it feel like that dream is out of reach. But we’re here to tell you: it doesn’t have to be that way.

At Stratus Financial, we understand the unique needs of the aviation community. We know what it feels like to struggle to finance your passion. That’s why we’re here to help.

Our financing solutions are built specifically for student pilots, offering flexible loan options that make it easier to fund your training without the burden of large upfront costs. Whether you’re working toward your private pilot license or pursuing a career in aviation, we provide affordable, student-friendly loans that allow you to train consistently and stay on track.

With Stratus Financial, you get more than just a loan—you get a partner in your aviation journey. Our financing programs come with competitive interest rates, customizable repayment plans, and no prepayment penalties, so you can focus on flying without financial stress. We believe that if you have the passion, drive, and dedication, nothing should stand in the way of achieving your dream of becoming a pilot!

Requirements:

  • Must be a U.S. citizen or permanent resident

  • Pay stubs for the past two (2) months

  • Bank statements for the past two (2) months

  • Driver's License

  • Name and contact number of employer

  • 1st or 2nd class medical certificate

  • Co-borrower recommended

  • Subject to credit check and underwriting

Benefits:

  • Stratus exclusively finances career training, making this a great choice for those with minimal flight experience looking to go to the airlines.

  • Our programs are preset packages that include a certain number of flight and ground training credits for each rating.

  • As you take lessons, your instructor will pull from the credits on your account. (Note: If you go over the allotted credits for each program, you will be responsible for the cost of extra hours.)

  • No origination fees!

  • No deferred payments.

EARN YOUR WINGS WITH AFFORDABLE MONTHLY PAYMENTS

Flight Training Finance will help you get in the air and start your life as a pilot today!

We're a trusted provider of financing solutions designed specifically for flight training. Unlike traditional student loans or high-interest credit cards, we offer a structured and manageable way to fund your training, allowing you to focus on flying without the stress of large upfront payments.

We offer affordable, pay-as-you-go financing that aligns with your flight training schedule. Our flexible loan programs allow you to make modest monthly payments while progressing toward your career goal.

There’s no need for perfect credit or a cosigner. Flight Training Finance evaluates your ability to train and pay responsibly, making financing accessible. Plus, payments begin only after you start your lessons, keeping your financial commitment in sync with your training progress.

We help students stay on track and consistent. Rather than pausing your training to save up for the next lesson, you can maintain a steady pace toward your certification, an essential factor in retaining skills and achieving your certifications. With predictable payments and no hidden fees, you’ll always know what to expect, allowing you to budget confidently for your aviation education.

Requirements:

  • Must be a US Citizen or Permanent Resident

  • 1st or 2nd Class Medical Certificate

  • Pilot Certificate, if applicable

  • Paystub for the past (2) months

  • Bank Statement for the past (2) months

  • Driver's License

  • Name and contact of employer

  • Co-borrower recommended

Benefits:

  • Affordable: With a $250 down payment and monthly payments of $200 – $300 you can realize your dream of becoming a pilot.

  • Flexible: You'll be able to choose from a number of programs with different training schedules and repayment periods. One of them will work for you.

  • Fast: Our application process is designed to be quick and user-friendly. With just a few simple steps – apply, sign, and submit! 

  • Safe: Everything is clearly spelled out up front. If you ever need to discontinue your training for ANY reason, you are completely protected. You'll never have to pay for training you did not receive.

FINANCE YOUR FLYING CAREER WITH WURTHY

Wurthy offers flexible financing options for aspiring pilots.

When you choose to finance your future career with Wurthy you get the option of early repayment. There are no penalties for repaying your loan early, and any extra amount you pay each month will automatically apply directly to the loan's principal balance.

Need to bring on a co-signer? No problem. Unless an unforeseen issue arises with repayment of the loan, Wurthy will not impact the credit rating of your co-signer.

Once you're approved, you have the ability to adjust your start date and choose a modified repayment plan. You'll have the option of a lower, more manageable payment during flight training while dividing the remaining loan balance evenly over time. And here's the kicker - no extra interest on the deferred portion!

Wurthy gives you maximum flexibility!

Requirements:

  • Minimum credit scrore of 550

  • 5% downpayment

  • Soft credit check for borrower and any co-signer(s)

Benefits:

  • No penalty for early repayment.

  • Any additional amount paid each month is automatically applied to the principal balance of the loan.

  • Once approved, a modified payment plan can be set up. The monthly payment can be adjusted down to a manageable amount during training with the remainder divided evenly over time. The best part? No extra interest on the deferred portion!

  • Before the soft credit check, you'll have the option to submit any additional info (e.g., letters from airlines, multiple bank accounts, etc.) that might assist in the approval process.

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Choosing a flight school is a

 big decision.

With the increased demand for pilots, efficiency is important like never before. But without a professional educator next to you, it means nothing.

LEARN MORE ABOUT US

Our mission at FlightGest Academy is to create an experience of a lifetime for our students by offering an exceptional team, a safe environment, and exemplary programs. Each student-pilot interaction will create training opportunities by immersing the students in a structured and fun learning environment while developing their skills to be safe and professional pilots.

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